Tag Archives: Liability Insurances

Premises Insurance

What is Premises Insurance?

If you own or operate a business that is registered under an address, you need premises insurance. This will allow you the security and knowledge that you and your customers or clients are covered if anything happens when around your premises. It is required by UK law that you have a number of liability insurances too – however you also need to ensure that other factors are taken into consideration such as stock and employee safety among others.

If you work in a standalone office building or share office space, you still need to be covered by the right level of insurance. The expert team at Bollington have over 40 years experience insuring some of the UK’s largest offices.

Our range of Premises Insurances are as follows:

Home Office Insurance
Office Insurance
Retail Insurance
Shop Insurance

Every requirement is different when it comes to Premises insurance. If you have a limited hold of stock, that will need to be insured against any problems that could arise. There are also different levels of insurance dependent on the size of the business, along with the type. If you speak to the team, they’ll give you the best advice available – we’re used to unique situations. If you’re not insured, under UK law you could lose your license to trade or operate and this becomes a black marker on your record for any future businesses.

Why Bollington?

Our expert team has over 40 years’ experience working with UK businesses ensuring they have the right level of cover required by law. We provide our clients with dedicated account managers, meaning in any eventuality there is a point of contact available to speak to. This means we put a heavy important on ensuring your business continues, revenue keeps coming in and you’re covered under any legal obligation required by UK law.

To speak to a member of our team call 01625 400206 or get in touch

Liability Insurances

What is Liability Insurance?

Almost every UK based business requires insurance of some kind. The most common among this is Liability Insurance. If you have employees, then you require the necessary employee liability insurance to ensure that if there are any accidents on-site or during the process of work elsewhere that you and they are covered under any eventuality.

This is also relevant for members of the public who may visit your premises during business hours, (whether you own a shop, warehouse or an office) so that they are covered if they have an accident or because of any other issue they may face that requires the right level of insurance cover. If you often have people visit your premises that aren’t employees they’ll need to be covered under your insurance. Not having insurance to cover members of the public can result in huge fines and being restricted from owning businesses in the future.

Our range of Liability Insurances are as follows:

Professional Indemnity Insurance
Public Liability Insurance
Employers Liability Insurance
Business Interruption Insurance
Directors and Officers Insurance

Each indemnity insurance is different, and in some cases, all are required by law. Often, you’ll find that most businesses require a combination of these insurances. If you’re starting out in business, then this should be something you’re already aware of. If not – we have an expert team available that have worked with businesses who have been operating for many years or fledgling businesses in their initial periods.

Why Bollington?

Our expert team has over 40 years’ experience working with UK businesses ensuring they have the right level of cover required by law. We provide our clients with dedicated account managers, meaning in any eventuality there is a point of contact available to speak to. This means we put a heavy important on ensuring your business continues, revenue keeps coming in and you’re covered under any legal obligation required by UK law.

To speak to a member of our team call 01625 400206 or get in touch