If you are a landlord you might think your property is covered by an existing home owners’ insurance policy, or by any insurance policy that your tenant may have, but unfortunately it is not.

If you are a landlord, you must have landlord building and contents insurance. A landlord is anyone who rents a property out. If you have a single buy-to-let property, a chain of holiday cottages, or even an extensive portfolio of rental properties you are, by definition, a landlord.

When you contact Bollington to discuss your landlord building and contents insurance, we will listen to you while you explain your requirements. We have the capabilities to provide buildings cover and contents cover for a range of more unusual properties, for which you may have struggled to obtain insurance for with other companies. At Bollington, we can source cover for your properties for a diverse range of tenants, from asylum seekers through to students. We don’t only cover working professionals.

With our landlord buildings and contents insurance, you are not restricted by the construction of your property either. We insure non-standard types of buildings, from those with thatched rooves to flats that have been developed in old warehouses or mills. We also provide insurance for buildings that are unoccupied or under renovation. Whatever your circumstances, at Bollington we can find an insurance policy that will provide you with the correct cover for your requirements, and because all of our insurance policies are tailor made you won’t be paying for cover that you do not require.

Our landlord building and contents insurance is payable by direct debit, so you can spread the payment throughout the year, making it an affordable option. We can also provide add-on policies to your basic cover if you feel they would be of benefit to you. These include policies such as loss of income cover. For example, if your property was uninhabitable due to a fire, what would happen to your income? We can provide an insurance policy to cover this, which can provide you with peace of mind against such disasters.

When you take out landlord buildings and contents insurance with Bollington, you can rest assured that you have comprehensive cover. Our policies include property owner’s liability, which provides you with legal cover if a member of the public is injured on your property. You can also get cover for accidental or malicious damage to your property, which includes criminal activities being carried out in your property without your knowledge. Subsidence cover protects you against problems that may be caused due to earth movement, which can be initiated by a variety of factors out of your control. We also include the removal of wasp and bee nests as standard on our landlord buildings and contents insurance policies.

To discuss your landlord buildings and contents insurance policy with us, simply contact one of our highly trained and professional team today. Please call 01625 400206, request a call back or request a quote