What is Catering Insurance?
Outside catering is an unpredictable business. On different days you could be transporting your carefully prepared food and valuable equipment to a marquee, a hotel meeting room, a company’s premises or a club bar. And wherever you find yourself you’ll be exposed to a range of risks – from employing temporary staff to dealing with the public. Working with you, Gallagher can help understand your business with an initial conversation about the risks you face and find appropriate cover to suit your needs.
We cater for every risk
Public liability insurance is often especially important for caterers because you work in other people’s premises, running the risk of damaging their property or causing an injury. As you work at different venues, you need to check each venue’s level of cover before deciding what public liability cover you need. Employers’ liability cover is also crucial, whether you use employees, casual workers or temporary staff, you are required by law to have this cover as protection from claims by employees who have been injured or fallen ill while working for you. With other cover ranging from business interruption to protection for your crockery and glass, we’ll put together a suitable policy for you.
Your catering insurance cover may include
- Public liability insurance
- Employers’ liability.
- Buildings, fixtures and fittings for your own premises
- Stock and materials in wines, spirits and frozen food
- Business interruption
- Loss of license
- Personal accident or assault benefits for employees
- Book debts
- Legal costs arising from prosecution under health and safety legislation
How do I arrange Catering insurance?
To get a quotation you can simply:
Quick quote, instant cover
Call or click to start your quotation for your catering business insurance. And if you need instant cover, just ask.
With you all the way
We want you to stay insured with Gallagher long term, so we’ll be there for you whenever you need advice, a change of policy, additional cover – whatever it takes to help your business thrive.
Call us on 01625 400206
Monday-Friday: 8:30am – 5:30pm