What is Breakdown and Recovery Agent Insurance?
Breakdown and recovery agents are the 4th emergency service in many peoples eyes. If you’re a breakdown or recovery agent you most likely spend most of your time as a hero! Lay by’s, Service Stations and the Hard Shoulder are where you spend most of your time – so insurance is often the last thing on your mind. Here at Bollington, we aim to take the sting out of searching for the best breakdown and recovery agent policies by being experts within the field and understanding your business.
If you’re just starting out as a recovery or breakdown operator – you’ll need a full operators license if the vehicle and trailer is over 1525kg (unladen) and if the vehicle and trailer weigh more than 3500kg plated. You should also consider your hours of working and the exact level of assistance you’ll be offering your customers. Will you fix their car by the road? Transportation to premises or garage?
If you’ve been operating for years, you’ll know that word of mouth is the biggest generator of business. Insurance companies, Police/Local authorities and Garages supply a large chunk of your business – so making sure you have the right level of insurance will better your chances of being selected from their preferred suppliers list.
At Bollington we understand that you may provide breakdown assistance by the road as part of your service, so you may need your tools covered too or you could have other business uses for the vehicle such as scrap vehicle transportation.
Whatever your requirements, we’re sure we can help.
As a specialist motor trade insurance broker, Bollington Insurance Brokers has a separate division working solely on recovery operator insurance. As a result of our expertise in the recovery sector, we are often the natural choice for many recovery operators looking for insurance in the market today.
We have negotiated bespoke policy wordings with top rated insurers for recovery operators.
We are proud of our affinity relationships, which demonstrate our commitment to the industry and the wealth of expertise within Bollington to service these types of risks.
For a competitive quotation, please call us on 01625 854458.
When it comes to breakdown and recovery agents insurance, we offer:
- Personal service nationwide through our network of highly trained Account Managers
- Comprehensive policy covers with competitive rates
- Retrospective rebates to reward good claims experience
- Higher liability limits
- Free legal helpline
- Exhibition cover as standard
We are the appointed insurance brokers for the following recovery operator associations:
- AVRO (Association of Vehicle Recovery Operators)
- SVRA (Scottish Vehicle Recovery Association)