What is Single Vehicle Taxi Insurance?
Whether you operate a public hire or a private hire taxi, Bollington can offer the individual or single vehicle taxi insurance you need to keep your vehicle on the road and protect you against claims from members of the public with liability insurance, too.
If you operate a single vehicle taxi then you’re in the right place. If you operate more than one – you’ll need our taxi fleet insurance, if you have a base for your taxi fleet then you’ll need taxi base insurance. Regardless if you’re an individual taxi driver or run your own company, we can provide hire and reward insurance cover for your individual needs.
Our taxi insurance is offered on a third party, third party fire and theft or comprehensive basis and comes with a range of benefits:
- Windscreen cover included
- Cover available for regular saloons, black cabs and MPVs (up to 8 passenger seats)
- Up to 4 named drivers on a single taxi policy
- Misfuelling cover*
- Recent taxi badge holders with relevant driving experience may be considered*
- Public liability cover up to £5m available*
* dependent on insurer
Keeping you on the road is our primary aim, so we offer first-rate claims management to back up our great value single vehicle taxi insurance.
We know that your vehicle provides your livelihood, so we aim to offer the cheapest single vehicle taxi insurance we can from our panel of insurers, while making sure that you get the quality of cover and service that Bollington is renowned for – so you can keep on driving and take home the rewards of your labour.
What is the difference between a public hire taxi and a private hire taxi?
Simply put, a public hire taxi is available without being pre-booked (hence it can be hailed by any member of the public). Black cabs (or Hackney carriages) are the most famous example of this type of vehicle, although other vehicles displaying a Taxi light on the roof can also be hired.
Taxis like these often wait on ranks at railway stations, airports and at busy city locations.
Private hire taxis, in contrast, must be hired in advance. This includes taxis from traditional cab firms, as well as those using Uber and other apps. Bollington can help individual private hire taxi drivers to stay legal with the correct insurance for their needs, and we can also cover taxi bases for buildings and specified contents.
Whether you’re a public or private hire taxi driver, your local authority will issue you with a licence (or badge) to carry out your work. You will either get a public hire or a private hire licence – let us know which one you hold and we’ll look to obtain the right insurance to meet your needs.
Why do I need public liability insurance as a taxi driver?
While it is not a legal requirement to take out public liability insurance, as a taxi driver, it really is a must. When you are working with members of the public all the time, there is always a chance they might be injured or suffer damage to their property – and if anything does go wrong, a claim could be made.
Bollington’s single vehicle taxi insurance policy can cover this as standard with a number of insurers we work with, making sure that not only is your vehicle protected, you also get the right level of public liability insurance to provide cover against claims from the public, too.
I want a quote for my taxi insurance today
No problem! Complete the form at the top of the page or call us on the number above during office hours. We’re here to help you get instant cover for your taxi.