If you move goods from place to place in a courier van or other commercial vehicle, valuable items can be damaged, stolen or lost along the way. That’s why you need goods in transit insurance in addition to your courier policy. It’s the safest way to ensure that you are covered for loss or damage to the cargo you carry.
Win contracts and protect your business
Goods in Transit insurance is not required by law, but in reality you will need it in addition to the courier insurance that protects your van or fleet. In fact, many suppliers insist on goods in transit cover before they will even consider employing a courier. The cost of valuable items in transit being lost or damaged can be fatal for a company, so the right policy is essential to help you win contracts as well as to protect your business.
Why choose Bollington?
Many online courier insurance quotes simply do not offer goods in transit cover, even though it’s essential for your business. As one of the UK’s leading brokers we scour the market to offer a range of goods in transit policies for every type and size of business from the leading providers. It’s affordable too, with premiums starting from only £3.37 a week for a standalone policy. And working with Bollington means no hassle, no delays, no jargon.
Public liability and employer’s liability insurance included
Face to face contact with the general public is an everyday part of every courier’s job. That’s why public liability insurance is essential. As an employer, you also require employers’ liability insurance. The good news is that when you take out a Bollington Insurance goods in transit policy, both public liability insurance and employers’ liability insurance can be included at no extra cost. Yet another reason to trust Bollington for all your courier insurance requirements.
Wide range of additional benefits
As well as the cover you need for lost, damaged or stolen goods, policies can include:
- Payment instalment options
- UK and EU cover
- Tailored cover to suit the specific needs of your business
How else can we help?
If you are not sure whether you need separate Goods In Transit insurance or a combined policy, talk to the dedicated and experienced Bollington team. We can cover your courier vehicle with the following benefits: Protected no claims discount, third party only, comprehensive and third party fire & theft policies available#
- Drivers aged 25 and above
- Excesses from £250 for motor insurance*
- Vehicles up to 7.5 tonnes GVW
- Free EU cover for up to 90 days*#
- Uninsured loss recovery
- £100 goods in transit excess
- Cover for up to 6 vehicles per policy#
- Option to include AA Breakdown & Accident Recovery*
- Drivers with motoring convictions, claims and accidents can be covered
* for vehicles up to 3.5GVW
# dependent on insurer
Tell us everything
It’s essential to tell the Bollington team about any of your contracted conditions of carriage. Only then can we ensure that you have the right level of Goods in Transit insurance cover. This can range from coverage for the entire value of the goods you are transporting to an allotted amount per tonne of items.
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Got a question?
Why do I need goods in transit insurance?
Because most major customers insist on it, and because the cost of replacing lost or damaged goods could easily be fatal to your business.
Is combined courier van insurance and goods in transit insurance enough?
It can be, but here are three reasons why it may not provide sufficient cover:
- You run more than a single van
- Your typical payload per vehicle would cost more than £25,000 to replace in the event of loss or damage
- Your conditions of carriage demand a higher level of cover than your courier van insurance can provide (the Road Haulage Association requires standard cover of £1,300 per tonne of goods)
Many of Bollington’s goods in transit policies also include public liability insurance and employer’s liability insurance, making it an extremely efficient and cost effective option for most courier businesses.