What is Classic Restoration Insurance/Classic Maintenance Garage Insurance?
Restoring and maintaining classic cars is a labour of love. You’re committed to bringing back the character of cars from years gone by. It requires skill and care to do the job properly.
Why do classic car maintenance garages need insurance?
There are a range of reasons why you’ll need good quality motor trade insurance to protect your business when carrying out work on classic vehicles.
Working on classic cars can involve a wide range of work, from rewiring electrical looms to coach building and panel beating, through to mechanical work and tyre fitting.
Therefore, you need a motor trade policy that can cover you for the risks involved in the work you’re carrying out. That’s why we have developed a specialist classic car scheme that can help you get the cover you need.
Here’s some of the things you’ll need to consider when taking out classic car insurance.
Cover to drive vehicles – You’ll need road risks cover to transport vehicles to and from a place of repair or point of purchase, and to test drive them on the road when your work is complete. And if you want to sell a restored vehicle, you should also consider accompanied demonstration cover to allow potential customers to test drive the vehicle before buying it.
The right level of cover – Classic cars can be more costly to buy, maintain and source parts for. That’s why you need a broker that understands the value of classic vehicles, so you can get sufficient cover when vehicles are on your premises.
Cover for tools and equipment – Making sure you have the right cover for specialist tools and equipment, including paint spray booths, lifting tables and more
Cover for vehicles in transit – When you need to move vehicles from one location to another, you need to protect them while on the road.
Employers’ liability and public liability – To protect against claims of alleged injury from employees and members of the public.
Cover for your premises – To ensure your leased or owned buildings are protected against damage, fire, flood or escape of water etc.
View Our Additional Motor Trade Services
What our customers are saying...
With decades of experience, Gallagher has been around for long enough to know some of the vehicles you’ll be working on from the moment they rolled off the production line!
So if you’re running a business involved with classic vehicle maintenance and repair, look no further than Gallagher for your Motor Trade insurance needs. Get a quote today for your classic vehicle garage insurance.
Get in touch to speak to our experts if you have any further questions on 01625 854 458
- Protected no claims discount
- Specialist cover for ‘airside’ shows and exhibitions taking place on working airfields
- Cover for property temporarily loaded onto vehicles while stored at the insured’s premises
- Automatic cover for vehicles in transit of up to £300,000, with higher limits available
- Free foreign use (EU) cover for up to 90 days
- Liability cover for theft by a customer
- Up to £100,000 efficacy cover