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Monday-Friday: 8:30am-6:30pm
Saturday: 9am-1pm

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Monday-Friday: 9am-5:30pm
Saturday: 9am-1pm

Motor Trade Combined, Personal Lines, Business
Monday-Friday: 8:30am-5:30pm

Commercial Lines, Care & Charity Insurance, Risk Management
Monday-Friday: 9am-5:30pm

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Home Insurance for Foster Carers

Not all home insurance is the same so it’s a good idea to make sure that your policy covers you adequately if you are a foster carer.

Don’t just think about the standard covers such as the cover you would expect for your buildings and contents, you should also consider the following covers:

  • Insurance against damage or loss caused by a child in your care, including malicious damage
  • Cover for the belongings of the foster child
  • Legal liability cover for injury to the child
  • Legal liability cover for injury or damage caused by the child (excluding criminal actions)

Why do I need specialist home insurance as a foster carer?

Standard home insurance may not cover malicious damage by foster children in your care. Often, the personal belongings of foster children also aren’t covered.

Gallagher offers home insurance specifically designed for foster carers.

Get a Quote

If you would like a quote for your foster household insurance from Gallagher, please call us on 01625 348029

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