Vehicle Collection and Delivery Agents Insurance
What is delivery and collection agents insurance?
If you pick up vehicles and deliver them as a business, you will need insurance cover for driving or transporting them, and for liabilities for employees and members of the public.
Delivery and collection agents insurance meets this need, giving you specific cover for the work you carry out.
What insurance do vehicle collection agents need?
To be able to pick up, transport and drop off vehicles, you will need to consider:
- Road risks insurance
- Cover for vehicles in transit and goods in transit
- Cover for transporter vehicles
- Employers’ liability and public liability insurances
Other covers are available, including traders combined cover if you have business premises. Just tell us what your business does, and we will look for the appropriate covers to suit your business.
Do delivery agents need specific insurance?
Yes. In addition to standard motor trade insurance, you may need cover for:
- Any transporter vehicles
- Vehicles in transit
- Loading and unloading vehicles
Speak to us about limits of indemnity for vehicles in transit, as you will need sufficient cover when transporting higher-value vehicles such as sports car, prestige marques or classic cars, for example.
Why do vehicle collection agents need insurance?
Damage to vehicles in transit could prove extremely costly. Customers relying on you to pick up and drop off their vehicles are trusting you to provide a high level of care and attention to complete the job safely.
Making sure you have an effective motor trade policy that is tailored to vehicle collection agents is therefore very important. When you consider the risks involved in driving individual vehicles or loading and unloading vehicles, there are many things that can go wrong.
Whether you are transporting single vehicles or several cars at once, or have an enclosed transporter for higher value vehicles, you need insurance to cover the vehicles you are moving and risks to employees or members of the public.
Get a quote for vehicle collection insurance
Request a quote for vehicle collection insurance online, or call us at Gallagher on 01625 854458 for help and advice with your insurance.