Since 1973, Bollington has developed an excellent reputation in the motor trade for its industry-specific policies. We are insurance brokers who work with the top insurers in the country to deliver the best policies for you.
Cheap motor trade insurance
When you’re looking for cheap motor trade insurance cover, the initial costs of cover won’t necessarily work out as the cheapest cover in the long run. Some brokers who advertise cheap motor trader insurance will simply pass on your details to insurance providers who will be eager to supply a cheap quote for your business without taking into consideration all your needs. If you do go for the cheapest option, you may find yourself falling short of the cover you need in an emergency situation. Comparing quotes online may result in you being overwhelmed with offers from different providers without the information you need to discriminate between them. It may even put you at risk of a specific kind of fraud called ‘ghost brokering’, where you are issued a policy that has no legal validity. In any case, what counts as cheap motor traders insurance will depend on a number of factors.
When it comes to finding reliable motor trade insurance, it is best to deal with an established and trusted broker who works with a range of the most respected insurance providers to create a custom package for you. For example, at Bollington, we will go to a panel of insurers with whom we have long-established working relationships and negotiate a good deal on your behalf.
We generally negotiate two main ‘types’ of motor trade insurance. The first is Road Risk Insurance, which is for when you are working from home as a trader or mechanic, which will cover you for when you are on the road or when you are at your home. Bollington is one of the most respected brokers of road risk insurance as a kind of cheap motor trade car insurance. By getting to know your requirements, we can tailor your policy to your unique specialism, whether its sports cars or classic and vintage vehicles.
If you are a young trader starting out with the associated risks, a broker can help to find specific cover for you. We can negotiate bespoke cover for motorcycle traders, collection and delivery agents, scrap merchants, and valeters, including those who work on a mobile basis, with our in-depth understanding of these types of business. Depending on the insurer, AA breakdown cover and motor legal protection can be included as part of the package. The price for this type of cover will be dependent on a number of factors including the hours you are working, your claims history, age, location and the service you provide. This type of cover might not be as expensive as you think – we can quickly provide you with a cheap motor traders insurance online quote.
However, once you have premises, this kind of cover will not offer you protection for vehicles while they are in your garage. In this case, chances are you will be full time and will need a Traders Combined Insurance package. As well as your premises and road risk, this can be arranged to cover things like tools and machinery. We can broker a package that covers you for public liability and employers’ liability, and even, should it ever arise, defective workmanship and business interruption. We can provide finance packages that will help you to spread the costs of paying for your motor trade insurance after an initial deposit. Our industry knowledge will be invaluable should you need to make a claim.
Rated as ‘exceptional’ by the independent Investor in Customers agency, we are an accredited broker who is able to find exclusive deals for your business. We can provide quick quotations and instant cover.
Find your cheap motor trade insurance online quote today!