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Motor Trade Road Risks, Commercial Vehicle
Monday-Friday: 8:30am-8pm
Saturday: 9am-1pm

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Monday–Friday: 9am–6pm

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Monday-Friday: 8:30am-5:30pm

Commercial Lines, Care & Charity Insurance, Risk Management, Taxi Insurance
Monday-Friday: 9am-5:30pm

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Public Liability

Public liability insurance gives you and your business protection should a claim be made against you. This could be damage or injury to people or property as a result of your work.

Although public liability is not a legal requirement it is good business practice and is highly recommended. It can significantly reduce your financial risk and exposure.

For example, if you were a builder working in a customer’s house and you damage the customer’s property by accident while you were carrying out your work. They may seek compensation from you and this could leave you liable for the cost of repairing the damage or replacing the roof altogether. This is where your public liability insurance would take over.

If you are not properly covered, the cost of repair may come straight out of your own pocket.