Bollington has been insuring vehicles for all types of work since 1973, and we are now one of the biggest insurance brokers in the UK.
Working with a panel of the leading insurers to negotiate the best deals, we provide bespoke insurance for courier businesses of all sizes. This is one of the reasons we have won many awards for our services.
Courier Van Insurance
If you work as a courier, you will need insurance to carry out your work. It will not be enough to have standard van insurance with or without business use extension. This is because it will not cover you for the driving you do as a courier, which involves different sorts of risks. You will also need another kind of insurance for other types of business use, such as one-off deliveries or haulage and vehicle hire.
A price comparison site or insurer broker may promise you the cheapest courier insurance for vans, but you are likely to experience why it is so cheap if it comes to making a claim! For instance, you could face higher excess payments or find that you are not covered for the type of work you do. You will be better off with a custom-made Courier Van Insurance policy for your business, which will ensure you are fully covered, and which could be combined with other types of insurance to make you savings in the medium term.
What does Courier Van Insurance include?
The most basic, cheap van courier insurance will cover damage to another vehicle, person, animal or property that is deemed to be your fault – this is called ‘third party Courier Van Insurance’. You can also choose third party insurance combined with cover that protects you against the possibility that your vehicle is stolen or involved in a fire (this is called ‘third party, fire and theft Courier Van Insurance’). A ‘comprehensive Courier Van Insurance’ policy includes these types of cover and allows you to claim for accidental damage to your vehicle, too. The price will depend on the level of cover and the amount of excess you pay, and also vary according to your circumstances, such as the size of your vehicle(s), how many drivers will be on the policy, and the area that you travel. Courier Van Insurance is available for up to six vans per policy.
We can negotiate either of these three levels of cover for you, and we can combine this with Goods in Transit cover in a courier-specific package. We will tailor the policy to your business’s circumstances and needs, finding the best deal on a case-by-case basis. For instance, you may be looking to insure drivers with convictions or who are under 25. Your Courier Van Insurance can also be combined with other types of insurance such as ‘Public Liability’ and ‘Employers’ Liability’ to reduce your costs. We can also provide great-value ‘add-ons’ such as AA breakdown and accident recovery and can negotiate discounts for former courier fleet drivers. Depending on the insurer, you can benefit from:
• A Protected No Claims Discount
• Free EU cover for up to 90 days
• Uninsured loss recovery
Bollington offers excellent cover with highly competitive premiums on courier van insurance for vehicles up to 7.5 tonnes GVW.
Courier Fleet Insurance
Courier Fleet Insurance is for when you have six or more vehicles, and the majority of these are vans (although this can include cars and motorcycles). Depending on the insurer, this policy can allow you to change the vehicles on the policy through time, and to widen the cover to include any authorised driver. It may help you to have one single policy to administer, and it could be cheaper than having a number of single policies. The price of this type of insurance will depend on a number of factors, including your drivers’ history and experience, the area you cover, and the type of goods you work with.
The benefits of Bollington
There are many benefits of getting your cheap courier van insurance with Bollington. We pride ourselves of our knowledge of this specialist field, and in providing exceptionally good customer service. We offer quick and free quotes with instant cover, and often have access to deals that aren’t available elsewhere. While our policies won’t be ‘dirt cheap’ because they will be tailored to your needs, you can spread the cost over ten months.
Looking for cheap courier insurance for vans? Call our friendly advisers today!