Q. When is cheap courier insurance actually not that cheap after all?
A. When you need to claim and find out that you are not covered in the way that you should be.
When you make the awful discovery that you are not properly covered, you could well end up being seriously out of pocket. You also risk destroying the reputation of your business as well as your finances. If you don’t have the necessary cover to suit your needs, just one accident on the road or a single customer claim could spell the end of your business.
While it is often tempting to try to keep the costs of vehicle insurance cover down, there are many risks associated with this. Slashing costs in this way naturally leads to lower coverage and problems such as underestimating the cost of vehicles to failing to have the necessary goods in transit insurance.
Your employees and members of the public are also at risk if you cut corners with employers’ liability insurance or public liability insurance. In short, trying to save money in the short-term often comes back to haunt you in the long-term.
There are a number of ways to ensure costs are kept down without having to compromise on courier insurance cover. One way of doing this is to set up a payment plan, which is on offer to Bollington customers subject to status. There are a host of repayment options available to allow you to spread out the costs, ranging from paying an initial lump sum plus three more instalments, to an initial payment and then nine further instalments. Purchasing either a combined plan or several policies at the same time, such as a courier van insurance policy, goods in transit cover and public liability insurance, can allow you to budget for your insurance costs across the year.
Bollington has been providing some of the most comprehensive insurance products in the market for more than four decades. Call us today on 01625 348779 or fill out our online quote form so we can prove to you the many benefits of working with a company with our experience and knowledge of the sector.