Courier insurance is required every time you take your van on the road. As with personal insurance, courier insurance is available with different levels of cover. At Bollington, we will help you to choose the best fit for your circumstances.
The minimum level of cover required is third party only, which simply covers you legally in the event of an accident. Third party, fire and theft gives you an extra level of cover, while comprehensive insurance covers you in the event of damage to your van. Comprehensive insurance is often not hugely more costly than third party only and the benefit it brings more than outweighs the extra cost.
If you have an accident where you are at fault, with third party only cover you will have to pay all the repair costs out of your own pocket as well as losing valuable time while your van is in the garage. When you discuss the best courier insurance for you with us, we will take the time to go over all these options with you. We also offer breakdown cover which you can add onto your insurance, giving you the reassurance of knowing that you will not be stranded miles from home.
Goods in transit is another area sometimes overlooked by couriers, but it is very important. Your courier insurance only covers your vehicle, and there is no cover for the contents. Some companies may refuse to use your services if you do not have goods in transit insurance as it leaves them exposed financially should their goods be damaged whilst in transit with you. You must disclose what sort of goods you will be carrying when you take out goods in transit insurance, as some policies exclude certain hazardous or dangerous goods.
With Bollington’s experienced team on the end of the phone, we can help you understand the legal requirements for your courier business, whether you are self-employed delivering parcels, or running a fleet of courier vehicles. If you are new to being a courier and you want more advice before you speak with us, we have lots of useful guides on courier insurance on our website, including commonly asked questions about the best courier insurance. When you come to us, we can answer your questions, so that you can trust in your insurance and just concentrate on providing a great service to your courier clients.
As one of the leading insurance brokers in the United Kingdom, we are well placed to source exclusive deals for our customers. Our market knowledge combined with our extensive buying power enables us to secure competitive quotes for you. With our payment instalment plan, we can help you to spread the cost of your courier insurance throughout the year. At Bollington, we aim to save you both hassle and money.
To discuss the best courier insurance for your needs please call our dedicated teams today, on 01625 348779. For more information, or to see what other services we offer, please visit our website www.bollington.com